Robo Advisor™ Terms & Conditions
*Last updated March 30, 2023
For the purposes of these Terms and Conditions of Use, the term "The Company (Robo Advisor™) or the Site" refers to Robo Advisor™ and all entities related to it. This includes, but is not limited to, its parent company, branches, subsidiaries, and affiliates. Please note that Robo Advisor™ is the marketing name for entities like Robo Advisor Technologies™, Robo Advisor, Inc., and Sovereign Wealth Management Group, Inc., along with all of their respective domain properties.
NOTE: PLEASE READ THESE TERMS & CONDITIONS CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT ACCESS OR OTHERWISE USE THIS WEBSITE OR ANY INFORMATION CONTAINED HEREIN.
ACCESS TO ROBO ADVISOR™ SITES
Numerous Robo Advisor™ entities (“Robo Advisor™ Entities”), along with their affiliates, provide information, content, tools, products, and services on and through the Robo Advisor™ Sites.
Please note that you may be asked to provide specific registration details or other information. As a condition of your use of these Sites, you must ensure that all provided information is accurate, current, and complete. If we believe the information you provide is not correct, current, or complete, we reserve the right to deny access to these Sites, their resources, and to terminate or suspend your access at any time.
RESTRICTIONS ON USE
WHAT INFORMATION IS COLLECTED BY THIS SITE
If you have agreed to the electronic delivery of documents or conduct business electronically with The Company, The Company may, at its discretion, make certain documents required by regulatory authorities, including but not limited to, the Securities and Exchange Commission (the SEC), Financial Industry Regulatory Authority (FINRA) or state departments of insurance, available for download or access electronically or via Email (such documents may include quarterly or annual statements, prospectuses, and confirmations) (collectively, the “Required Documents”). For more information, be sure to review The Company's Electronic Information Consent Terms and Conditions here.
The Content, excluding the Required Documents, is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by The Company. Account information, other than the Required Documents, available on this Site is not the official record of your account. Investors, borrowers, and other persons should use the Content in the same manner as any other informational medium and should not rely on the Content, excluding the Required Documents, to the exclusion of their professional judgment. Information obtained by using this Site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals and objectives. Nothing on this Site should be construed as rendering tax, legal, investment, or accounting advice.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES, DISABLING DEVICES, OR OTHER HARMFUL COMPONENTS. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND THE COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT THE COMPANY, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. THE COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
All of the information on this Site, whether historical or forward-looking, speaks only as of the date the information is posted on this Site, and The Company does not undertake any obligation to update such information after it is posted or to remove such information from this Site if it is not, or is no longer, accurate or complete. All Content, together with information filed and furnished with the Securities and Exchange Commission and any oral information provided by The Company's executives that relates to The Company's future performance or financial results are considered forward-looking statements. These forward-looking statements involve uncertainties that could cause actual performance or results to materially differ, and users are cautioned not to place undue reliance on them. All forward-looking statements should be read in conjunction with the additional information about risks and uncertainties outlined in our Securities and Exchange Commission reports, including any annual report.
LIMITATION OF LIABILITY
TRADEMARKS, SERVICE MARKS AND COPYRIGHTS
INFORMATION YOU PROVIDE
If you do not want to provide this information to us via the Internet, please contact us at (407) 499-0050 or your financial advisor to assist you.
WE ARE NOT PROVIDING INVESTMENT ADVICE, SOLICITING OFFERS OR SELLING
This Site is controlled by us from our offices within the United States. Except as specifically stated, we make no representation that Content on this Site is appropriate or available for use in other jurisdictions. Access to this Site's Content from jurisdictions where such access is illegal is prohibited. If you choose to access this Site from other jurisdictions, you do so at your own risk. You are always responsible for your compliance with applicable laws. You may not use or export the materials on this Site in violation of U.S. export laws and regulations. The Company and its parents, affiliates, and subsidiaries are not authorized to do business in every jurisdiction. By downloading any Content, you are agreeing that you are not in a country where such export is prohibited and that you are not a person or entity to which such export is prohibited. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of any Content. Information published on this Site may contain references or cross-references to products, programs or services that are not available in your state or country. The products referred to on this Site may be offered and sold only to persons in the United States and its territories. Consult your Robo Advisor™ qualified financial professional for information regarding the products, programs, and services that may be available to you.
YOU SHOULD NOT RELY ON THE STOCK PRICE INFORMATION ON THIS WEB SITE
NO REPRESENTATION AS TO SUITABILITY
VIOLATIONS OF RULES AND REGULATIONS
You are prohibited from using any services or facilities provided in connection with this Site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, The Company reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents and to federal or state law enforcement officials. The Company reserves the right to investigate suspected violations of these Terms and Conditions of Use.
You agree that The Company shall not be responsible for damages or losses resulting from any breach of security caused by your failure to maintain the confidentiality of your Access Codes. If you permit access to your Access Codes by third parties, then you agree to defend, indemnify and hold The Company harmless from and against any liability, losses, damages, or costs and expenses (including attorneys' fees) arising out of, related to or resulting from, such access and related use of this Site. The Company reserves the right to block access to this Site for any reason. You also agree to immediately notify The Company if you:
Finally, you acknowledge and agree that you will not: (i) collect or store personal data about other users of this Site, or (ii) upload, Email, or otherwise transmit any material that contains viruses or any other computer code, files, or programs that might interrupt, limit, or interfere with the functionality of any computer software, hardware, database or file, or communications equipment that is owned, leased, or used by The Company.
For your protection, The Company may require the use of encryption technologies for certain types of communications conducted through this Site. This Site has adopted industry-standard security measures to protect against the loss, misuse, and alteration of the information under our control. While we provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security, we do not guarantee or warrant that information transmitted through the Internet is secure, or that such transmissions will be free from delay, interruption, interception, or error. While there is no such thing as "perfect security" on the Internet, we will take reasonable steps to insure the safety of your personal information. There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any downloaded materials received from the Internet. The Company is not responsible or liable for any damage caused by viruses or related hazards, whether or not that virus or hazard resulted from a visit to this Site. You, and not The Company assume the entire cost of all necessary servicing, repair, or correction related to computer viruses.
The Company reserves the right to fully cooperate with any law enforcement authorities, regulatory authorities, or court order requesting or directing them to disclose the identity of anyone posting any email messages, or publishing or otherwise making available any materials that are believed to violate these Terms and Conditions of Use. BY ACCEPTING THESE TERMS YOU WAIVE AND HOLD HARMLESS THE COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER THE COMPANY OR LAW ENFORCEMENT AUTHORITIES.
Email & Electronic Communications
Also, once you have requested information from The Company via Email, The Company may communicate with you via Email regarding your request to provide additional information related to your initial information request. However, The Company will never ask you to send personal information such as account or Social Security numbers by non-secure Email. The Company may require certain Email communications to be conducted through secure or encrypted Email. If The Company sends you an advertisement via Email, it will include instructions on how to opt out of receiving such Email advertisements in the future. If you elect to opt out of receiving Email advertisements, The Company will continue to send you non-advertisement Email's as stated above. It is your responsibility to maintain accurate records with The Company and to update your Email address if it changes.
Additionally, certain portions of this Site may offer you the ability to Email a message to The Company even if you have not elected to participate in electronic document delivery or to transact business electronically with The Company. Email functionality, if any, is provided to you to facilitate communications between you and The Company. You agree, however, that you will not use Email to request, authorize, or affect the purchase or sale of any securities or other product or service, to change your address or other account information, to change your User Codes, to transmit personal credit information (including credit card numbers), to send fund transfer instructions, or for any other financial transactions that require formal authorization in accordance with applicable law or The Company's policies and procedures. Any such requests, orders, or instructions that you send to The Company by Email will not be accepted or processed by The Company. The Company shall have no liability for any loss or damage that arises from unaccepted Email requests, orders, or instructions. Moreover, The Company shall have no liability for any loss or damage that result from interception and/or unauthorized use by third parties of any information you send by Email.